Borrower Center
Buying a home
Purchasing a Home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.
Below and throughout this site, you will find information that will help you with the purchase of your new home.
Want a general idea of what you qualify for? Get PRE-Qualified and we will give you a quote based on a few pieces of information. The information you submit is secure through 128bit SSL military encryption.
If you would like to know exactly what you qualify for, apply online and we will give you an accurate assessment of what you qualify for. The information you submit is secure through 128bit SSL military encryption. If you feel more comfortable filling out a written application, you can print out the uniform residential loan application and the credit release form and fax them to 866-929-9477 OR Send them to: Clear Lending, 16 Digital Dr Suite 100, Novato, CA 94949.
If you have have any questions, just click "contact us" at the top of the page and fill out the web form. you can contact Clear Lending by calling 877-244-5674 or sending a fax to 866-929-9477. You can email us at info@clrloans.com.
If you received an error message when trying to download either of the above forms, you might need to first download the acrobat reader.
Am I really ready to buy?
Buying a home offers many advantages, one of the most significant being that it allows you to build equity ( ownership ) when you pay your mortgage each month. A common myth is that monthly mortgage payments are more expensive than renting, but in many cases, mortgage payments can be even less that renting. When considering home ownership for the first time, you need to decide whether buying makes financial and practical sense for you right now or if you are better off renting. Consider both the advantages and disadvantages to renting as well as buying, and weigh the pros and cons of your particular situation.
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